Integrated Report
SMFL has been issuing integrated reports since fiscal 2021 with the aim of deepening the understanding of our group among all stakeholders. The fiscal 2025 integrated report reflects on the current medium-term management plan and includes information on our group's value creation, business-specific growth strategies, and governance structure. We invite you to read our growth story, which demonstrates the strong growth our company has achieved as a "business company with financial capabilities."
Integrated Report（FY 2024 (ended March 31, 2025)）Download all PDFs（12MB）
By Section
- Introduction / P.1-23 (PDF: 4.1MB)
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- Philosophy / P.2-3
- Top Message / P.4-9
- Value Creation Process / P.10-11
- Review of the Past Two Medium-Term Management Plans and the Roadmap to 2030 / P.12-13
- About the Medium-Term Management Plan / P.14-17
- SMFL At a Glance / P.18-19
- SMFL's History / P.20-21
- SMFL's Unique Value / P.22-23
- Value Creation Story / P.24-49 (PDF: 2.0MB)
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- Accumulated Strengths of the SMFL Group / P.24-25
- Digital Strategy and Data Utilization / P.26-27
- Asset Turnover-Type Business / P.28-29
- Human Resources Strategy / P.30-35
- Sustainability Strategy / P.36-42
- ―Establishment of Global Environment Business Unit / P.43-45
- Financial Strategy / P.46-49
- Growth Strategies by Business / P.50-73 (PDF: 4.5MB)
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- Business Summary / P.50-51
- Domestic Leasing Business / P.52-55
- Environmental and Energy Business / P.56-57
- Real Estate Business / P.58-63
- Transportation Business / P.64-69
- Global Business / P.70-71
- Group Companies / P.72-73
- Governance / P.74-87 (PDF: 0.6MB)
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- Corporate Governance / P.74-75
- Message from the Chairman of the Board / P.76-77
- Risk Management / P.78-81
- Internal Controls/Status of Audits / P.82-83
- Compliance / P.84-85
- List of Officers / P.86-87
- Data / P.88-93 (PDF: 0.7MB)
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- 10-year Summary / P.88-89
- Financial and Non-Financial Highlights / P.90-91
- Corporate Information / P.92-93