SMFL Way
Sumitomo Mitsui Finance and Leasing Company, Limited was established in October 2007 as a strategic joint venture between Sumitomo Mitsui Financial Group, Inc. and SUMITOMO CORPORATION. At that time, we defined our management philosophy as our corporate mission and the significance of our existence, and our management objectives as the goals to be achieved through our business operations based on this philosophy. Furthermore, by ensuring that all employees share these values and by advancing our business with the support and cooperation of our customers, partners, and other stakeholders, we grew together with all stakeholders.
Amid substantial changes in the business environment, we pursued M&A, engaging with diverse corporate cultures and fostering their integration to drive growth. In addition, through the reorganization of our leasing business in fiscal 2018, we significantly expanded our business domains and further enhanced the services provided to our customers. Meanwhile, as environmental and social issues became increasingly challenging globally, the Sustainable Development Goals (SDGs) were adopted at the United Nations Summit in 2015, and private companies are expected to incorporate the SDGs into their business operations to help realize a sustainable society.
Considering these circumstances, while firmly upholding the fundamental principles of corporate management, we redefined our management philosophy and policies in order to respond effectively to changes in the business environment and to clarify our approach to sustainable growth. These were then established* as the SMFL Way.
- *Partial revision effective April 1, 2026
1. Our Mission
SMFL's purpose is defined as Our Mission. Our Mission is the fundamental approach that guides our conduct and decision-making.
Looking beyond the present, we are committed to contributing broadly to the sustainable growth of our customers and society by providing high value-added services.
2. Our Vision
Our Vision defines what SMFL aims to become.
Our Vision is articulated from three perspectives—our customers, society, and our employees—and makes clear that digital transformation is essential for achievement of the goals corresponding to these perspectives.
- The best business partner
- As a solution provider who goes beyond a mere financing framework, SMFL helps its customers by developing strategies and solutions for addressing a variety of challenges.
- Chosen for its commitment to SDGs
- As a responsible corporate citizen and so as to continue being a chosen business partner for future generations, SMFL is committed to achieving SDGs towards the creation of a better society.
- Encourage employee development
- SMFL creates an environment where diverse, motivated employees can thrive and achieve their personal development in collaboration with the growth of the company.
- An advanced digital company
- SMFL promotes business innovation and being on the cutting edge of digital technology.
3. Our Value
Our Values are the values that are important to us at SMFL.
Our Values will foster a corporate culture that uses the diversity offered by the variety of our employees as a strength, based on the Five Values.
4. Our Principle
Our Principle is SMFL's core approach.
We will meet the expectations of our customers and society by complying with laws and regulations, observing social norms, and acting with integrity.
As a trusted and responsible corporate citizen committed to meeting and exceeding its customers' expectations, SMFL is committed to - at all times - acting in good faith and complying with all applicable law.