Terms and Conditions of Site Usage

Terms and Conditions of Site Usage

This website (https://www.smfl.co.jp/english/) is managed and operated by Sumitomo Mitsui Finance and Leasing Co., Ltd. (hereinafter, SMFL or Sumitomo Mitsui Finance and Leasing).
When using this site, please follow the terms and conditions stated herein.
This site is made available solely for the convenience of users.
Use of this site should be limited to non-profit activities, and users must take full responsibility for its use.


Copyright to all the content on this website (Information, data, text, images, characters, etc.), even if the content is publicly known, belongs to SMFL unless otherwise specified.
Unauthorized reproduction, transmission, distribution, sale, leasing, translation, alteration, or any other use of the above content beyond the scope permitted by copyright law is prohibited.
Please contact us if you wish to reprint or publish contents from this website in other media.

Changes in Content

When SMFL deems it necessary to change the contents appearing on this website, it may do so without prior notification.
At such times, SMFL is free to alter information, make corrections, add other content, delete certain content, etc., at its discretion.


SMFL undertakes to present the latest, accurate information on this site.
However, SMFL cannot make any guarantees as to the completeness, accuracy, or security of this information to the users of the information on this site.
SMFL shall be absolved and held blameless for any results of using (making use of) or relying on (trusting) the information provided on this site.
Site users shall take full responsibility for any and all judgments they make based on the information presented herein.

Operating System Requirements

  • For viewing this site, we recommend using it in the following environments. We also recommend viewing with a screen size of 1024 x 768 pixels or larger.
    • ・Recommended browsers for PC: Google Chrome (latest version), Microsoft Edge (latest version), Microsoft Internet Explorer 11.0 or later versions.
    • ・Recommended OS for smartphones: iOS 13 or later versions, Android 9 or later versions.
  • To view PDF files on this site, users should use Adobe Acrobat Reader Version 7 or later versions.Users who have not already downloaded such software should visit the download pages of the sites listed below.

Word of Caution Regarding Links

  • When linking from this site to other websites, please note that these sites are managed and operated by others, and SMFL cannot bear any responsibility for the content of those sites.
  • When linking to this site from another site, please enter the name “Sumitomo Mitsui Finance and Leasing” or “SMFL” correctly.
    Also, when linking to another site through an image, please enter the character string with ALT attribute as “Sumitomo Mitsui Finance and Leasing (SMFL).” 
    Users can also specify a direct link to a part of the website they are linking to other than the top page, but, in such cases, please enter also the character string with ALT attribute as “Sumitomo Mitsui Finance and Leasing” or “SMFL” as well as the title of the website you are linking to.
    Please contact us when installing a link to this website.
    For further information, please contact:
  • Do not link to a portion of this site within the frame or use links that may cause misunderstanding that the content of this site is part of the site that the user is linking from.
    Always install links that open a new browser at the link destination.
  • SMFL rejects all links from other sites that may be illegal or in violation of public morals.

Applicable Laws and Court of Jurisdiction

The use of this website and interpretation and application of the Terms of Use are governed by the laws of Japan.
The Tokyo District Court shall have exclusive jurisdiction over all disputes related to or arising out of the use of this website.