Terms and Conditions of Site Usage

Terms and Conditions of Site Usage

This website (http://www.smfl.co.jp/english) is managed and operated by Sumitomo Mitsui Finance and Leasing Co., Ltd. (hereinafter, SMFL or Sumitomo Mitsui Finance and Leasing).
When using this site, please follow the terms and conditions stated herein.
This site is made available solely for the convenience of users.
Use of this site should be limited to non-profit activities, and users must take full responsibility for its use.


Copyrights to all content on this website (including information, data, text, images, letters, etc.), even if the content is publicly available or common knowledge, are the property of SMFL.
Use of this content, including copying, transmission, distribution, sales, lending, translation, or alteration, etc., without express permission is an infringement of copyrights.
Such actions are punishable under law and may result in requests for indemnification.
Please note that when the content of this website is to be used in other publications, media, or elsewhere SMFL should be contacted at the following:

Changes in Content

When SMFL deems it necessary to change the contents appearing on this website, it may do so without prior notification.
At such times, SMFL is free to alter information, make corrections, add other content, delete certain content, etc., at its discretion.


SMFL undertakes to present the latest, accurate information on this site.
However, SMFL cannot make any guarantees as to the completeness, accuracy, or security of this information to the users of the information on this site.
SMFL shall be absolved and held blameless for any results of using (making use of) or relying on (trusting) the information provided on this site.
Site users shall take full responsibility for any and all judgments they make based on the information presented herein.

Operating System Requirements

  1. 1For viewing this site, users are recommended to use Microsoft Internet Explorer 8.0 or later versions.
    Also, the screen for viewing the images should be 1,024×768 pixels or more.
  2. 2When using this site, for PDF content, users should use Adobe Acrobat Reader Version 7 or later versions.
    For the ease of viewing of this website, users who have not already downloaded such software should visit the download pages of the sites listed below.


To view and print PDF files, users must install Adobe Reader, which is distributed by Adobe Systems from the link on the left.

Word of Caution Regarding Links

  1. 1When linking from this site to other websites, please note that these sites are managed and operated by others, and SMFL cannot bear any responsibility for the content of those sites.
  2. 2When linking to this site from another site, please enter the name “Sumitomo Mitsui Finance and Leasing” or “SMFL” correctly.
    Also, when linking to another site through an image, please enter the character string with ALT attribute as “Sumitomo Mitsui Finance and Leasing (SMFL).” 
    Users can also specify a direct link to a part of the website they are linking to other than the top page, but, in such cases, please enter also the character string with ALT attribute as “Sumitomo Mitsui Finance and Leasing” or “SMFL” as well as the title of the website you are linking to.
    Please contact us when installing a link to this website.
    For further information, please contact:
  3. 3Do not link to a portion of this site within the frame or use links that may cause misunderstanding that the content of this site is part of the site that the user is linking from.
    Always install links that open a new browser at the link destination.
  4. 4SMFL rejects all links from other sites that may be illegal or in violation of public morals.

Applicable Laws and Court of Jurisdiction

This agreement is in conformity with the laws of Japan.
Any disputes related to the website or this agreement will be under the exclusive jurisdiction of the Tokyo District Court.

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