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Equipment Lease

An equipment lease is a long-term arrangement in which a leasing company purchases the equipment required by the customer and grants to the customer the use of the equipment for a specified period of time.

Sumitomo Mitsui Finance & Leasing, in its core leasing business, not only serves the customers' basic financing needs, but also offers a variety of value added financial services tailored to the specific requirements of the customer.

Operating Lease

An operating lease is a financial scheme in which lease rents are computed on the value of the leased equipments deducting its residual value, which is the predicted value of the equipment at the end of the lease term.

Sumitomo Mitsui Finance & Leasing, for the first time in Japan, developed operating lease schemes for semi-conductor manufacturing equipment. As the pioneer in the field, we have applied our expertise in other types of equipment such as machine tools.

By using operating lease schemes, clients not only save the initial cost of acquiring the equipment but also gain protection against obsolescence.

Small Ticket Lease

Sumitomo Mitsui Finance & Leasing provides a small-ticket program designed to offer quick credit approval and simplified documentation. With our unique automated credit investigation system, the credit approval process has been considerably shortened.

Installment Sale

An installment sale is a financial arrangement in which Sumitomo Mitsui Finance & Leasing purchases the equipment required by the customer, which will then be sold to the customer in installments. As all kinds of property including real estate are eligible for the scheme, the customer can use this arrangement for items not qualified for leases. Installment sales can also be used when the customer wishes to acquire ownership of the asset.

International Business

Sumitomo Mitsui Finance & Leasing has conducted extensive research on the tax, accounting and legal aspects as well as the investment insentives available in foreign countries. Thus, we can provide manufactures that plan overseas production with optimal financial arrangement tailored to their specific needs.

In collaboration with Sumitomo Corporation, we also serve clients by providing information and advice on selecting the location for production.

Our overseas network enables us to better serve our clients in the fast growing Asian region.

Ship Finance

Sumitomo Mitsui Finance & Leasing provides a variety of ship financing tailored to meet the needs of customers. We finance ships of any kind, new and used, including bulk carriers, pure car carriers and containers.

Factoring / Loans

Factoring is a financial arrangement in which Sumitomo Mitsui Finance & Leasing purchases account receivables from clients. It is an off balance-sheet finance scheme that provides customers cash flow solutions. We offer various services for supporting the customer's business operations.

Leveraged Lease

A leveraged lease is a lease in which investors put up some portion of the purchase price of the leased asset as equity investment in a lease operating company, and in return, receive distribution of profit or loss arising from the transaction. This investment scheme helps investors to stabilize their management.

The leveraged lease scheme allows the lessee to acquire large-scale equipment at reduced cost.

Sumitomo Mitsui Finance & Leasing, in addition to the conventional leveraged lease scheme, has developed an innovative scheme utilizing an operating lease arrangement, thus offering customers a wide variety of investment products.

Used Electronics Equipment

Electronics equipment business at Sumitomo Mitsui Finance & Leasing can be traced back in early 1990s, when former company, Sumisho lease entered into operating lease service as pioneer for Japanese semiconductor manufacturers in 1993 and buy/sell and remarketing of pre-owned equipment worldwide in 1994.

Upon as assumption of substantially all of the operations of SumiRecs, Inc. well-known as one of the largest used tool dealers in Japan in April 2009, Sumitomo Mitsui Finance & Leasing is able to offer the integrated services, i.e. equipment leasing, pre-owned equipment buy/sell and remarketing and refurbishment to meet the market requirements in the industry.

If you look for a great channel to sell and/or buy the Used Semiconductor Equipment through our network, please go to "Our Website" to check our latest list.

Aircraft Operating Lease

SMFL Aircraft Capital Corporation B.V. (SMAC) was established as a joint vehicle of Sumitomo Mitsui Financial Group, Inc. (SMFG) and Sumitomo Corporation (SC),aiming to develop and expand aircraft leasing business in December 2008.

Sumitomo Mitsui Finance and Leasing Co., Ltd. (SMFL), as SMFG group, and SC hold 60% and 40% stake respectively.

SMAC, backed by combined competitive edge of both parties, will provide variety of services to airlines all over the world.

(i) the financial strength and the expertise of providing financial solution in SMFG and SMFL.

(ii) the know-how on aircraft operating leasing and technical management in SC Group.

Company Name SMFL Aircraft Capital Corporation B.V. (SMAC)
Establishment Dec. 1 . 2008
Managing Director & CEO Takayoshi Yamabe
Office Strawinskylaan 907, 1077 XX Amsterdam, The Netherlands
Shareholders Sumitomo Mitsui Finance and Leasing Co.,Ltd : 60%
Sumitomo Corporation (Group) : 40%
Our service Aircraft Operating Lease

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